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Retirement Planning

  • Overview
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  • Investing basics »
    • ABCs of investing
    • Stocks, bonds and cash equivalents
    • Understanding the stock market
    • What is a mutual fund?
    • Benefits of mutual funds
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The more you know about investing, the more comfortable you’ll feel about the decisions you make. Learn the basics about mutual funds and the markets, risk and reward, and the types of mutual funds available.

ABCs of investing

You don’t have to know everything about investing to be good at it. Here’s the groundwork for what you need to know to make wise investment decisions. 

Comparing stocks, bonds and cash equivalents

Stocks, bonds and cash equivalents are three types of securities that you’ll generally find in mutual funds. Understanding how these investments work may seem difficult, but the principles behind them are rather simple. 

Understanding the stock market

Learn the difference between bull and bear markets and how to deal with market volatility when investing for retirement. 

What is a mutual fund?

Read up on mutual funds, how they work and how they are managed. 

Benefits of mutual funds

Why are mutual funds so popular for retirement planning? Here are a few of the reasons, from professional management to diversity in your investments. 

Types of mutual funds

Learn more about mutual fund types and their objectives, as well as how to find funds that meet your objectives. 

Understanding risk

When it comes to investing, finding the right balance of risk and reward to help meet your long-term goals is important. Learn how to get comfortable with these two elements of investing. 

Investing in a volatile market

While it’s natural to feel anxious during periods of market volatility, it’s important to keep your perspective and adopt strategies for changing market conditions. 

Other tax-friendly savings opportunities

Besides your retirement plan, there are other tax-deferred investment options to consider, from IRAs to variable annuities to special college savings programs. Find out more. 

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Investors should carefully consider the investment objectives, risks, charges and expenses of each fund. This and other important information is contained in the prospectus, which can be obtained from your financial professional or downloaded. Please read the prospectus carefully before you invest or send money.

401(k)s and other plans

Learn the basics of salary deferral plans and how to take advantage of them.
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